Remarkably, Renting a car is not some easy task as it comes with some risks if any damages happen to the car while driving it. Remember a car is a very expensive item to obtain and any of its parts when damaged comes with an expensive price to amend it or replace it. Yet sometimes when enjoying your expedition, you would not want something to disrupt your trip like making non budgeted expenses like damaging a rental car.
It is absolutely commendable to have car rental insurance before you embark on driving a rental car for a self drive tour. Way back car rental companies would not offer car rental insurance and this was a big problem as it left very many self drive travelers frustrated as they were liable to any damage that would happen to the car which meant they had to pay lots of money for compensation. However, as tourism and travel evolved and developed, there were means devised to make self drive traveling less risky by coming up with services like car rental insurance and road assistance.In most scenarios, travelers would like to rent a car and traverse across different tourism destinations with a hitch on the tour but sometimes due to unforeseen incidents, a plight can befall on to the car while driving it and worst of it one is requested to pay for the damages caused which accumulates the expenses of car rental services. This normally frustrates the traveler because his/her budget is strained and it can lead to a bad trip. However, in order to avoid such crises it is advisable you get a car rental insurance that can always act as a financial back in case of any damage to repair.
This is what the car rental insurance does for the traveler;
It makes the driver or the car renter less liable for any damages that might happen to the car while driving as when the car is insured against any damages. The insurance company is always in contention to compensate for the damages that occur to the car as stipulated in the insurance policy and agreement. The car rental insurance is much cheaper than what you may think as it is included in the car rental pricing package and you cannot feel its real value as it immersed in the final price of the car rental services. Unless otherwise where one is required to pay for excessive insurance fee as this covers for the damages that may happen to the car which are not included in the insurance coverage.
The car rental insurance is usually comprehensive insurance and third party insurance.
Comprehensive insurance is where by the rental car is protected against any damage that may occur to it while driving but beyond that the car renter is liable to paying the damages. On the other hand third party insurance is where by the rental car is protected against any damages it may cause to other parties like property and pedestrians along the road while driving. In Uganda there is always a minimum amount of money of the damage that is insured as agreed by the car rental company and you and that is normally US$150 below that the car renter is supposed to pay for the damage.With car rental insurance, the car renter is less liable of damages that can happen to the car while driving and this gives the traveler the luxury of enjoying his/her trip with less worries of car rental in Uganda becoming a nightmare as it might be with the car rental that is not insured as it puts the car renter on the risk of paying a large chunk of money if the car is damaged while driving it.